Papers, frameworks, and field notes.
I publish papers on AI governance and human oversight, and write regularly on LinkedIn about what’s actually happening inside financial institutions deploying AI agents.
- AI Token Cost Projection FrameworkDownload PDF →
A methodology for forecasting enterprise LLM API spend — provider-agnostic, bottom-up and top-down, with a companion Excel model
Framework · June 2026 · PDF + Excel model
Download the Excel model → - Jobs Don’t Get Automated. Tasks Do.Download PDF →
Why role-level thinking is producing role-level disappointment in enterprise AI — and the task-level operating model that actually compounds value
Point of view · June 2026 · PDF
- The Librarian and the JuryDownload PDF →
Two Architectural Patterns for Trustworthy Agentic AI in Regulated Financial Services
White paper · July 2026 · PDF
- Unconstrained BankingRead →
How Agentic AI Will Redefine Work, Risk and Value Creation by 2030
Field paper · United States Artificial Intelligence Institute · April 2026
The boardroom view
Where Human in the Lead is the practitioner’s playbook, this strategic field paper is the boardroom view — written for CEOs, CROs and directors deciding where to place the next big AI bet.
“By 2030, you will either be an AI-transformed institution competing for the future, or you will be a traditional bank optimising a declining business. The choice is being made now.”